Financial Tools

Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in your decision making process.

 

Auto
Auto Loan Early Payoff, Home Equity Loan vs. Auto loan More...
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Business
Cash Flow Calculator, Commercial Loan Calculator, Like Kind Exchange More...

Debt and Credit Cards
Credit Card Pay Off, How much do you owe?, Personal Debt Consolidation, Student Loan Consolidation and Debt Payoff More...
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Insurance
Comprehensive Life Insurance Analysis, Disability Insurance, Fixed Annuity Calculator, Health Savings Account (HSA) Contribution Calculator, Immediate Annuity Calculator, Life Insurance Calculator More...

Investment
Present Value Calculator, Taxable vs. Tax Deferred vs. Tax Free Investment More...
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Loan
Amortizing Loan Calculator, Loan Comparison Calculator, Loan Prequalification Calculator More...

Mortgage
Fixed Rate Mortgage vs. Interest Only Mortgage, Mortgage Loan Calculator, Rent vs. Buy, Reverse Mortgage Calculator More...
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Personal Finance
Checkbook Balancer, Life Expectancy, Net Worth, Should my spouse work? More...

Retirement
401(k) Calculator, 403(b) Savings Calculator, Retirement Planner, RMD & Stretch IRA Calculator, Roth IRA Conversion More...
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Savings
College Savings More...

Tax
1040 Tax Calculator, Hourly Paycheck Calculator More...
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Auto


Auto Loan Early Payoff Find out how much interest you can save by increasing your monthly auto loan payment.
Home Equity Loan vs. Auto loan Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
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Business


Cash Flow Calculator Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Commercial Loan Calculator Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
Like Kind Exchange This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.
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Debt and Credit Cards


Credit Card Pay Off Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
How much do you owe? Use this calculator as a starting point for your debt management plan.
Personal Debt Consolidation Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Student Loan Consolidation and Debt Payoff The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.
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Insurance


Comprehensive Life Insurance Analysis How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out.
Disability Insurance Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
Fixed Annuity Calculator A fixed annuity can provide a secure, tax-deferred investment. Use this calculator to see how a fixed annuity might fit into your retirement plan.
Health Savings Account (HSA) Contribution Calculator This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
Immediate Annuity Calculator Estimate what your monthly payments might be from an immediate annuity.
Life Insurance Calculator Find out how much life insurance you really need!
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Investment


Present Value Calculator Use this calculator to determine the present value of a known final future value plus a stream of deposits.
Taxable vs. Tax Deferred vs. Tax Free Investment This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.
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Loan


Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Loan Comparison Calculator Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
Loan Prequalification Calculator Use this calculator as your first step in determining your ability to qualify for a loan.
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Mortgage


Fixed Rate Mortgage vs. Interest Only Mortgage Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage.
Mortgage Loan Calculator Use this calculator to determine your monthly payment and amortization schedule.
Rent vs. Buy Are you better off buying your home, or should you continue to rent?
Reverse Mortgage Calculator This calculator is specifically designed to show you how the outstanding balance of a reverse mortgage can rapidly grow over a period of time.
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Personal Finance


Checkbook Balancer Balance your checkbook with this quick and easy calculator.
Life Expectancy This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
Net Worth This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
Should my spouse work? This calculator is designed to help you see the financial impact of having either one or two incomes for your household.
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Retirement


401(k) Calculator A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
403(b) Savings Calculator If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement.
Retirement Planner Quickly determine if your retirement plan is on track - and learn how to keep it there.
RMD & Stretch IRA Calculator Use this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible.
Roth IRA Conversion This calculator will show the advantage, if any, of converting your IRA to a Roth.
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Savings


College Savings Use this calculator to help develop or fine tune your education savings plan.
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Tax


1040 Tax Calculator Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April.
Hourly Paycheck Calculator Use this calculator to help you determine your paycheck for hourly wages.
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